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Welcome to the EZMove Mortgage Center

Finding the right home is just part of the equation. Here are articles and tips on preparing your finances and what your options are for funding your next home. If you are looking for the lates Mortgage Rates, please Contact Us!

Articles
Saving for a Down Payment

A down payment is usually 20 percent of the purchase price of the property. If it's less, most banks require you to buy private mortgage insurance. PMI typically adds several hundred dollars to the cost of the loan, but you won't need PMI when you can prove that you have at least 20 percent equity in the property.

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Buying versus Renting

Although renting gives the advantage of not having to worry about maintenance and other financial obligations associated with owning property, home ownership offers tax benefits as well as the freedom to make decisions about your home.

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Getting Your Finances in Order

Before you start looking for a home, get a copy of your credit report. According to a recent study, one-third of Americans have enough inaccurate information in their credit files to prevent them from getting a mortgage or other large loan.

  read more...

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